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BUSINESS BANKING - Checking Account

Checking Account Options
To properly manage your business finances, Oxford Bank provides your company with the following flexible checking account options.

Small Business Checking Account
The Oxford Bank Small Business checking account provides smaller businesses with the convenience of having check-writing privileges with no minimum account balance, and no service charges. See the table below for more details.

   Minimum monthly balance  None
   Monthly statement fee  None
   Monthly debit items  100
   Monthly credit items  50
   Fee for exceeding limits  $0.50 per transaction

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Business Checking Account
The Oxford Bank Business Checking Account provides larger businesses with all they need to handle their checking needs. If your company maintains larger deposit balances or higher level of account activity, this is the Oxford Bank checking account for you. You'll find our fees* reasonable and our commitment to servicing you outstanding.

*Balances on accounts receive an earnings credit which may offset all or a portion of account fees. Please ask a bank representative about our fee schedule.

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NOW Business Checking Account
The Oxford Bank NOW account, available for DBA's, partnerships, sole proprietorships, and not-for-profit and government agencies. Our NOW account keeps your business' money working for you by earning interest on the account balance. The higher the balance, the higher rate of interest your business earns. All NOW checking accounts are free of service charges as long as you maintain a minimum balance of $500 or greater during the statement period. Otherwise, fees are charged. Please ask a bank representative about our fee schedule.

NOW Acount Eligibility Requirements

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Business ATM Card/VISA Check Card
All Oxford Bank Business Checking accounts come with the option of an ATM (Automatic Teller Machine) Card or the flexibility of a Business VISA Check Card.

The Oxford Bank Business ATM Card provides you with the convenience of banking when it's suitable for you. You can withdraw, deposit, or transfer any time of day, anywhere in the world that you see an ATM with the NYSE or Plus symbol. If you only have an Oxford Bank Business Savings account then the ATM card is just what you need.

Our very popular Business VISA Check Card performs all the functions of our helpful ATM Card and can be used anywhere VISA is accepted. The Oxford Bank Business VISA Check Card gives you even more freedom by allowing you to withdraw funds from your business checking account without writing a check. It is a debit card that works like a checkbook but gives your business a faster, more convenient way to buy office supplies, business dinners, hotel stays - you name it.

It's your choice, our convenient ATM Card, or the even more versatile VISA Check Card.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

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Reorder Checks

Visit one of our branch locations or call 248-628-2533 for more information.