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PERSONAL BANKING - Residential Mortgage Loans

Residential Mortgage Loans
Oxford Bank has a broad range of mortgage products that can open more doors for more home buyers. From low money down loans to traditional fixed, and adjustable rate (ARM), mortgages - even FHA and USDA options - our home lending team can evaluate your situation and put together a financing package that will help you stretch your mortgage dollars.

In addition, for the convenience of our customers, Oxford Bank offers a free checking account to all individuals who have a residential mortgage loan with Oxford Bank.

Learn the Basics of Credit Reports and Scoring

To Complete The Approval Process, Please Provide The Following.

W-2 (2 years) & last 30 days pay stubs.
The name/address of your landlord/mortgage company over the past 2 years.
Signed Purchase Agreement.
Latest 3 months bank statements for all accounts.
Open loans - names, addresses, account numbers, monthly payments, and balances.
Loan information on other real estate owned.
Valid drivers license
Self-employment - your last 2 years tax returns with all schedules, and YTD income statement.

All loans are subject to credit approval. Call 248-969-7222 today to talk directly to one of our mortgage lenders or to obtain an application package.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

The Oxford Bank Mortgage Team

Eric Dyson
NMLS ID: 747040

Mike Smith
NMLS ID: 747039

Oxford Bank NMLS ID: 707585