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Personal Banking Benefits
Visit one of our branch locations or call 248-969-7222 for more information.
In addition to Overdraft Protection, Bounce Protection is an overdraft privilege requiring no action on your part. As long as you maintain your account in good standing, Oxford Bank may honor overdrafts* up to the Bounce Protection limit on your account.
Bounce Protection Limit
* Oxford Bank's normal non-sufficient funds (NSF) fee of $30 for each transaction will be deducted from your limit. You will receive an overdraft notice in the mail each time an item is overdrawn (check and other debits cashed at teller windows). VISA debit cards, ATM transactions, ACH debit transactions, checks issued by a third party, and all transactions that are currently honored through your account that may cause you to be overdrawn are paid or returned by Oxford Bank. Based on your account history, we may elect to pay or return checks written by you which exceed your balance. You may not exceed your Bounce limit. You must bring your account to a positive balance once every 30 days. Not offered on College Vision accounts.
Visit one of our branch locations or call
248-628-2533 for more information.