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Safety Tips for Using ATMs

Automated teller machines (ATMs) provide quick, easy access to your money. For your safety, please observe these tips.

Memorize your Personal Identification Number (PIN). Do not write your PIN on your ATM/VISA Check Card or leave it in your wallet. If you must write down your PIN, do not keep it in your wallet, purse, or on the card itself.

Protect your ATM/VISA Check Card from damage by keeping it in a safe place - don't allow your VISA Check Card to bend or be scratched.

When selecting a PIN, avoid numbers and letters that can be easily identified or associated with you. Do not use your initials, birth date, or telephone number.

Keep your PIN a secret. Someone you trust today may not be trustworthy tomorrow. If you suspect unauthorized use of your card, notify Oxford Bank immediately.

To Report a Lost/Stolen VISA card, immediately call: (866) 546-8273.

Stand between the ATM and people waiting to use the machine, and shield the keyboard so others can't see you enter your PIN.

Always take your ATM receipt with you or shred the receipt before discarding it. Receipts may contain valuable account information that should be safeguarded.

When using an ATM after sunset, consider going with another person to an ATM in a well-lit area. If someone in the area looks suspicious, cancel your transaction, retrieve your ATM/debit card and immediately leave the area. Choose another ATM in a safer location.

Have your transactions ready before going to the ATM. Fill out your deposit slip, place your checks or cash in an envelope and seal it before you arrive at the ATM location.

Have your ATM/VISA Check Card ready to insert into the machine before arriving at the ATM so you don't have to reach into your purse or wallet while standing in front of the ATM. Don't fall for "con" games. If anyone asks you to withdraw money for any reason, leave the area at once. Notify your financial institution and local law enforcement officials immediately of any criminal activity.

Never give information about your ATM account to strangers or inquirers on the telephone. Communicate this information only to your financial institution in person.

If you are using an indoor ATM that requires your card to open the door, avoid letting anyone come in with you that you do not know.

Don't count your cash while standing at the ATM - put your cash, card and receipt away immediately.

Cancel your transaction and leave immediately if you see anything suspicious. Confirm, as soon as possible, with Oxford Bank that the transaction was canceled.

Always make sure that your transaction is complete and that your account is not left open. Never forget to take your card or receipt with you when you leave.

Lock the car doors and roll up the other windows when you use a drive-through ATM.

Do not leave your keys or valuables in the car when using an ATM - and do not leave your car engine running.

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