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There are so many choices to make when car buying: size, fuel economy, color ... Those are some of the tough questions you'll be asking. As for your lender? With affordable, flexible financing at a competitively low rate, Oxford Bank is the easy choice! You can step onto that lot with confidence — and drive away in your perfect vehicle.


  • Competitive interest rates for new or used vehicles
  • Budget-friendly repayment terms
  • Financing available on all purchases
  • Refinancing your car loan may allow you to lower your interest rate, reduce your payment and enjoy a little extra cash
  • Buy from an individual or a car dealership
  • Free pre-approvals for extra buying power when negotiating
  • Local decision-making and processing right here in Eastern Michigan
  • Helpful loan advisors there to guide you every step of the way

When applying for a loan, it's important to know the basics of credit reporting and scoring — learn more.

Rates Effective October 23, 2021