Oxford Bank Bump It Up Spring CD Promotion: Terms and Conditions
Term APY
3-Year 1.30%
5-Year 1.49%
6-Year 1.65%

  1. Promotion runs from March 13, 2017, through September 31, 2017.
  2. Annual Percentage Yields (APYs) are accurate as of March 13, 2017.
  3. Rates may change after account is opened. CD’s opened during the promotion period include a one-time bump up of your rate. Owner may come in once during the term of the CD and “bump up” the interest rate to the current rate in effect at that time for the remainder of the CD term. EXAMPLE: if a 3-year CD was opened today at 1.3%, and in 15 months the rate is increased to 1.5%, you may come in to receive the new rate for the remainder of your term.
    *The minimum balance required to obtain the advertised APY is $500.00
    *Promotion is available for new money to the bank, or CDs maturing during the promotion only.
    *Fees may reduce the earnings on the account
    *A penalty will or may be imposed for early withdrawal

Market conditions can change like the weather — leaving your interest rate lower than when you started. A certificate of deposit (CD) gives you what other investment strategies can't — a fixed rate that will stay the same for the length of your term. At Oxford Bank, we offer terms ranging from 3 months to 6 years and no monthly service fees.

  • Set aside for future savings goals
  • Competitive, fixed interest rate for length of term
  • Greater earnings than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 3 months to 6 years)
  • Locked rate for length of term
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open
  • Federally insured by FDIC up to $250,000