APY = Annual Percentage Yield. Rates effective as of 12/20/16. Fees may reduce earnings.

Kasasa Cash* See Details

Balance Rate APY
$0 - $15,000 2.00% 2.00%
$15,000+ 0.35% 2.00% to 0.57%
All balances if qualifications not met 0.05% 0.05%

Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your account is still free. You'll also still earn our base interest rate — and you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver* See Details

Balance Interest Rate APY
0 - $50,000 0.75% 0.75%
$50,000+ 0.35% 0.75% to 0.48%
Qualifications not met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your account is still free. You'll also still earn our base interest rate on Kasasa Saver — and you can get right back to earning your full rewards the very next cycle that you qualify.

Time Certificates See Details

TermInterest RateAPY
3 Month 0.10% 0.10%
6 Month 0.15% 0.15%
9 Month 0.20% 0.20%
12 Month 0.25% 0.25%
18 Month 0.30% 0.30%
24 Month 0.35% 0.35%
30 Month 0.35% 0.35%
36 Month 0.55% 0.55%
48 Month 0.75% 0.75%
60 Month 1.00% 1.00%
72 Month 1.10% 1.10%

Penalty for early withdrawal 

Savings

BalanceInterest RateAPY
DISS <$9,999 0.05% 0.05%
DISS $10,000-$19,999 0.05% 0.05%
DISS $20,000-$49,999 0.06% 0.06%
DISS $50,000-$99,999 0.07% 0.07%
DISS >$100,000 0.07% 0.07%