APY = Annual Percentage Yield. Fees may reduce earnings.

Kasasa Cash See Details

Balance Interest Rate APY
$0 - $15,000 2.00% 2.00%
$15,000+ 0.35% 2.00% to 0.57%
All balances if qualifications not met 0.05% 0.05%

Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your account is still free. You'll also still earn our base interest rate — and you can get right back to earning your full rewards the very next cycle that you qualify.

Rates effective 12/20/16.

Kasasa Saver See Details

Balance Interest Rate APY
0 - $50,000 0.75% 0.75%
$50,000+ 0.35% 0.75% to 0.48%
Qualifications not met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your account is still free. You'll also still earn our base interest rate on Kasasa Saver — and you can get right back to earning your full rewards the very next cycle that you qualify.

Rates effective 12/20/16.

Time Certificates See Details

TermInterest RateAPY
3 Month 0.10% 0.10%
6 Month 0.15% 0.15%
9 Month 0.20% 0.20%
12 Month 0.25% 0.25%
18 Month 0.30% 0.30%
24 Month 0.35% 0.35%
30 Month 0.35% 0.35%
36 Month 0.55% 0.55%
48 Month 0.75% 0.75%
60 Month 1.00% 1.00%
72 Month 1.10% 1.10%

Penalty for early withdrawal 

Rates effective 12/20/16.

Savings

BalanceInterest RateAPY
DISS <$9,999 0.05% 0.05%
DISS $10,000-$19,999 0.05% 0.05%
DISS $20,000-$49,999 0.06% 0.06%
DISS $50,000-$99,999 0.07% 0.07%
DISS >$100,000 0.07% 0.07%

Rates effective 12/20/16.

Money Market Accounts

Tier Daily Balance Interest Rate APY

1

$0.00 - $49,999.99 .10% .100%
2 $50,000 - $99,999.99 .25% .250%
3* $100,000 - $249,999.99 .732% .73%
4* $250,000 - $499,999.99 .9825% .99%
5* $500,000 & above 1.232% 1.24%

*Tiers 3, 4 and 5 are priced based on LIBOR as published in the WSJ on the first business day of the calendar quarter.  Balances $100,000 - $249,999.99 are priced at LIBOR minus .50; Balances $250,000 - $499,999.99 are priced at LIBOR minus .25; and Balances $500,000 and greater are priced at LIBOR.

Rates effective October 2, 2017.