APY = Annual Percentage Yield. Rates and APYs accurate as of February 1, 2022.

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Kasasa Cash Learn More

Balance Interest Rate APY
< $15,000 1.50% 1.50%
$15,001> 0.25% 0.25%
All balances if qualifications not met 0.05% 0.05%

Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your account is still free. You'll also still earn our base interest rate — and you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver Learn More

Balance Interest Rate APY
< $50,000 0.75% 0.75%
$50,001> 0.35% 0.35%
Qualifications not met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your account is still free. You'll also still earn our base interest rate on Kasasa Saver — and you can get right back to earning your full rewards the very next cycle that you qualify.

Time Certificates/CDs Learn More

Term Interest Rate APY
3 Month 0.05% 0.05%
6-7 Month 0.10% 0.10%
9 Month 0.15% 0.15%
12 Month 0.15% 0.15%
13 Month 0.15% 0.15%
18 Month 0.15% 0.15%
24 Month 0.15% 0.15%
30 Month 0.20% 0.20%
36 Month 0.25% 0.25%
48 Month 0.27% 0.27%
60 Month 0.29% 0.29%
72 Month 0.31% 0.31%

Penalty for early withdrawal.

Savings Learn More

Balance Interest Rate APY
DISS < $9,999 0.05% 0.05%
DISS $10,000 < $19,999 0.05% 0.05%
DISS $20,000 < $49,999 0.06% 0.06%
DISS $50,000 < $99,999 0.07% 0.07%
DISS $100,000 > 0.07% 0.07%

Business Savings Learn More

Balance Interest Rate APY
< $100,000 0.10% 0.10%
$100,001 < $499,999 0.15% 0.15%
$500,000 > 0.25% 0.25%