We encourage every Michigander who has the dream of homeownership to go for it. If that’s a goal of yours, we’re on your team.

Key Features

  • Competitive Rates
  • Free Pre-Approval
  • Refinancing Available
  • Competitive rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A variety of financing programs available:
    • Traditional
    • Rural Development Loans
    • FHA Loans
    • VA Loans
  • Free pre-approval for extra confidence when it comes to securing financing
  • Local decision-making and processing right here in Eastern Michigan
  • Helpful loan advisors with working knowledge of the local real estate market

Additional Resources

Upload files to our mortgage team.

Learn more about mortgages on our frequently asked questions page.

When applying for a loan, it's important to know the basics of credit reporting and scoring — see credit report basics.

For a list of current rates, or to discuss how you can start your mortgage process, please contact us.

Also, see instructions on how to pay your loans online (PDF).

LENDER NMLS # Location
Oxford Bank - (248) 572-2030 707585  
Beth Anne Arnold 2029105 Macomb, MI
Matthew Francis Boylan 1464967 Ann Arbor, MI
Lisa Marie Clark 1870020 Macomb, MI
Andre Joseph Esshaki 437383 Rochester Hills, MI
Juilianne Marie Jones 511995 Oxford, MI
Marie Therese Leduc 1680916 Rochester Hills, MI
Cary Lnne Listerman 439208 Oxford, MI
Danielle Nicole Mulka 2305285 Ortonville, MI
Jennifer Lynn Riddell 437391 Oxford, MI
Nancy Lynn Rosentrater 1412300 Oxford, MI
Melissa Ann Ruiz-Palazzolo 1881282 Oxford, MI
Peter Franz Schork 591753 Ann Arbor, MI
Jennifer Anne Sherby 1426311 Clarkston, MI
Jessica Katherine Smithling 2314597 Dryden, MI

For a list of current rates, or to discuss how you can start your mortgage process, please contact your Personal Banker or call us at (248) 572-2030.

These online calculators may help you to do your financial forecasting:

*Michigan properties only.

Learn how to pay your loans online (PDF).