Executive Vice President, Chief Lending Officer
Matt Lowman serves as Oxford Bank's Executive Vice President and Chief Lending Officer. Having over 20 years' experience in banking and leadership, Matt recently came to Oxford Bank in 2015 from another financial institution, where he served as their Senior Vice President and Senior Lender. Matt holds a Bachelor's Degree in Economics and Management from Albion College.
Managing Director of Business Banking
Mark Morrison serves as Oxford Bank's Senior Lender of Business Banking. Mark has over 20 years' of experience in the banking and financial service industry, which prior to joining Oxford Bank Mark had a leadership position with a regional bank. Mark holds Bachelor's and Master's Degrees in Business Administration from Central Michigan University.
Senior Vice President, Commercial Lending
Rob Marschall serves as Oxford Bank's Senior Vice President of Commercial Lending. Rob has over 15 years' of experience in the banking industry covering SE Michigan for all of his career. Rob recently came to Oxford Bank in 2016 from another financial ins
Senior Vice President, Business Banking
Brad Kirkland joined Oxford Bank in 2016 as our Vice President of Business Banking. With over 15 years' of commercial banking experience, Brad brings with him a knowledge base of working with a wide variety of customers from various industries. Service as his clients' trusted adviser and helping them obtain the financing necessary to grow their business, Brad prides himself in the responsiveness and attention to detail that his clients deserve. Brad holds a Bachelor's Degree in Economics and Finance from Central Michigan University.
Vice President, Business Banking
Having a strong background as a Business Banker, Tracey Siarkowski joined Oxford Bank in 2015 as our Vice President of Business Banking. Bringing with her more than 15 years' banking experience, Tracey demonstrates Oxford Bank's sophistication and capabilities to service our clients better than larger national banks and with a higher level of responsiveness and flexibility. Tracey holds a Bachelor's Degree in Corporate Finance from Central Michigan University, and a Masters in Management Degree from Walsh College.
Vice President, Business Banking
Pat Sperti has over 45 years' of experience in the Banking and Finance industries, and is a Vice President in Business Banking for Oxford Bank. Sperti received his Bachelor's degree and a MBA from the University of Detroit. Sperti's areas of expertise include health care, non-profit and Small Business Administration lending.
Treasury Management and Sales Manager
Cary Listerman serves as Vice President of Treasury Management and Sales Manager at Oxford Bank. Cary brings over 20 years of experience in the banking and financial industry. Cary joined Oxford bank in 2012 after serving in management positions at a regional bank. She prides herself on customer service and ensuring each client has an excellent banking experience.
Jose H. Morales
Treasury Management Sales Representative
Jose Morales serves as a Treasury Management Sales Representative at Oxford Bank. Jose has seven years in financial sales, four years of experience in the banking industry, and two of which were spent as a small business specialist in the Western Michigan area. Jose recently came to Oxford Bank in 2018 from another financial institution, where he served as a Financial Sales Consultant. Jose holds a Bachelor’s Degree in International Business and Economics and an MBA with a concentration in Global Business from Cornerstone University.
Ann Arbor President
Peter Schork serves as our Ann Arbor President. He has 40 years of banking experience as a commercial lender, Mortgage originator, and President of both a Realtor Based Mortgage Company and a Community Bank Mortgage Operations. Prior to joining Oxford Bank, he was the co-founder, President, and CEO of Ann Arbor State Bank. Graduating from the University of Michigan with a Bachelors Degree, he received his MBA from Eastern Michigan University.
Senior Vice President, Relationship Manager
Kevin Graber joined the Oxford Bank team in 2022 as a Senior Vice President, Relationship Manager. Kevin brings over 36 years of banking experience in the Southeastern Michigan area and looks forward to working more years assisting his Oxford Bank clients to succeed. He enjoys meeting with clients to learn about their business and how to assist them. Kevin holds a Bachelor's Degree in Business Administration from Eastern Michigan University.
Thomas Merrill joined Oxford Bank as a Commercial Loan officer. He has 4+ years of experience in the banking industry, and is formally credit trained, working primarily as a credit analyst for another financial institution. Thomas holds a Bachelor’s Degree in Marketing from Oakland University.
Senior Relationship Manager
Scott has over thirty (30) years of broad banking experience. He has worked in every aspect of banking from retail to wealth management to commercial lending. Scott has a passion to see his Clients succeed and thrive. Scott earned his bachelor’s and master’s degrees from Grand Valley State University (GVSU) and Michigan State University (MSU).