Executive Vice President, Chief Lending Officer
Matt Lowman serves as Oxford Bank's Executive Vice President and Chief Lending Officer. Having over 20 years' experience in banking and leadership, Matt recently came to Oxford Bank in 2015 from another financial institution, where he served as their Senior Vice President and Senior Lender. Matt holds a Bachelor's Degree in Economics and Management from Albion College.
Chief Relationship Officer
Mark Morrison serves as Oxford Bank's Chief Relationship Officee. Mark has over 20 years' of experience in the banking and financial service industry, which prior to joining Oxford Bank Mark had a leadership position with a regional bank. Mark holds Bachelor's and Master's Degrees in Business Administration from Central Michigan University.
Senior Vice President, Commercial Lending
Rob Marschall serves as Oxford Bank's Senior Vice President of Commercial Lending. Rob has over 15 years' of experience in the banking industry covering SE Michigan for all of his career. Rob recently came to Oxford Bank in 2016 from another financial ins
Senior Vice President, Business Banking
Brad Kirkland joined Oxford Bank in 2016 as our Vice President of Business Banking. With over 15 years' of commercial banking experience, Brad brings with him a knowledge base of working with a wide variety of customers from various industries. Service as his clients' trusted adviser and helping them obtain the financing necessary to grow their business, Brad prides himself in the responsiveness and attention to detail that his clients deserve. Brad holds a Bachelor's Degree in Economics and Finance from Central Michigan University.
Vice President, Business Banking
Having a strong background as a Business Banker, Tracey Siarkowski joined Oxford Bank in 2015 as our Vice President of Business Banking. Bringing with her more than 15 years' banking experience, Tracey demonstrates Oxford Bank's sophistication and capabilities to service our clients better than larger national banks and with a higher level of responsiveness and flexibility. Tracey holds a Bachelor's Degree in Corporate Finance from Central Michigan University, and a Masters in Management Degree from Walsh College.
Vice President, Business Banking
Pat Sperti has over 45 years' of experience in the Banking and Finance industries, and is a Vice President in Business Banking for Oxford Bank. Sperti received his Bachelor's degree and a MBA from the University of Detroit. Sperti's areas of expertise include health care, non-profit and Small Business Administration lending.
Treasury Management and Sales Manager
Cary Listerman serves as Vice President of Treasury Management and Sales Manager at Oxford Bank. Cary brings over 20 years of experience in the banking and financial industry. Cary joined Oxford bank in 2012 after serving in management positions at a regional bank. She prides herself on customer service and ensuring each client has an excellent banking experience.
Jose H. Morales
Treasury Management Sales Representative
Jose Morales serves as a Treasury Management Sales Representative at Oxford Bank. Jose has seven years in financial sales, four years of experience in the banking industry, and two of which were spent as a small business specialist in the Western Michigan area. Jose recently came to Oxford Bank in 2018 from another financial institution, where he served as a Financial Sales Consultant. Jose holds a Bachelor’s Degree in International Business and Economics and an MBA with a concentration in Global Business from Cornerstone University.
Ann Arbor President
Peter Schork serves as our Ann Arbor President. He has 40 years of banking experience as a commercial lender, Mortgage originator, and President of both a Realtor Based Mortgage Company and a Community Bank Mortgage Operations. Prior to joining Oxford Bank, he was the co-founder, President, and CEO of Ann Arbor State Bank. Graduating from the University of Michigan with a Bachelors Degree, he received his MBA from Eastern Michigan University.
Senior Vice President, Relationship Manager
Kevin Graber joined the Oxford Bank team in 2022 as a Senior Vice President, Relationship Manager. Kevin brings over 36 years of banking experience in the Southeastern Michigan area and looks forward to working more years assisting his Oxford Bank clients to succeed. He enjoys meeting with clients to learn about their business and how to assist them. Kevin holds a Bachelor's Degree in Business Administration from Eastern Michigan University.
Thomas Merrill joined Oxford Bank as a Commercial Loan officer. He has 4+ years of experience in the banking industry, and is formally credit trained, working primarily as a credit analyst for another financial institution. Thomas holds a Bachelor’s Degree in Marketing from Oakland University.
Senior Relationship Manager
Scott has over thirty (30) years of broad banking experience. He has worked in every aspect of banking from retail to wealth management to commercial lending. Scott has a passion to see his Clients succeed and thrive. Scott earned his bachelor’s and master’s degrees from Grand Valley State University (GVSU) and Michigan State University (MSU).
Katie Katzman joined Oxford Bank as a Commercial Loan Officer. She has 14+ years of experience in Corporate Finance including debt placement and turnaround/consulting work. Katie comes to Oxford after owning and operating a commercial debt placement firm seeking to use her knowledge, skills, and experience to aid in the growth of Oxford Bank. She is passionate about helping her clients thrive and communities prosper.
Senior Relationship Manager
Cheryl Vogelmeier found her way into Commercial Lending by starting out as a branch manager first with Bank One in 2004 and then migrated into Business Banking after Chase bought Bank One in 2006. She also worked at Bank of America and Citizens Bank before finding her way to Community Banking. She looks forward to supporting her hometown and the surrounding area that she has been a part of for so many years as a Relationship Manager for Oxford Bank. Cheryl's office will be located at the Lake Orion Branch.
Dan McCarthy joined Oxford Bank in 2018 as a credit analyst and has spent 3+ years working in the Business Credit department. Dan converted to a Loan Officer in 2021, and has knowledge and experience working with customers from a variety of industries. Dan holds a Bachelor's degree in Finance from Michigan State University
Alex Litchfield joined Oxford Bank in 2019 and for the first 3 years he was a credit analyst learning the basics of banking credit, the analysis of business financisls, and learning unique ways to structure debt. Alex works the Southeaster Michigan market with a focus in the greater Ann Arbor area. Alex holds a Bachelor's Degree in Economics from the University of Michigan.