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Buying a home is a major life decision. Let us make the process easier. Whether it's your first or second home, or you're interested in refinancing your current home, our mortgage team will be there to guide you every step of the way. We offer a variety of financing options, so you can stay within your home-buying budget.


  • Competitive rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:
    • Traditional
    • Rural Development Loans
    • FHA Loans
    • VA Loans
  • Free pre-approval for extra confidence when it comes to securing financing
  • Local decision-making and processing right here in Eastern Michigan
  • Helpful loan advisors with working knowledge of the local real estate market

When applying for a loan, it's important to know the basics of credit reporting and scoring — learn more.

LENDER NMLS # Location
Oxford Bank - (248) 572-2030 707585  
Heidi Hauck 1481987 Davison, MI
Julianne Jones 511995 Oxford, MI
Marie Leduc 1680916 Rochester Hills, MI
Cary Listerman 439208 Oxford, MI
Jennifer Riddell 437391 Oxford, MI
Nancy Rosentrater 1412300 Oxford, MI
Jennifer Sherby 1426311 Clarkston, MI
Mateusz Tylecki 1575735 Lake Orion, MI
Melissa Ruiz-Palazzolo 1881282 Oxford, MI

For a list of current rates, or to discuss how you can start your mortgage process, please contact your Personal Banker or call us at (248) 572-2030.

Want to learn how to pay your loans online? Click here for instructions!

*Michigan Properties Only

Rates Effective January 18, 2022