Home Mortgage Loans

Buying a home is a major life decision. Let us make the process easier. Whether it's your first or second home, or you're interested in refinancing your current home, our mortgage team will be there to guide you every step of the way. We offer a variety of financing options, so you can stay within your home-buying budget.

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Details

Competitive rates for home purchase or refinance
Available for primary residence, second homes, vacation homes, or investment properties
A wide range of terms customized to your unique situation
A wide range of financing programs available:
- Traditional
- Adjustable rate mortgages (ARMs)
- Rural Development Loans
- FHA Loans
Free pre-approval for extra confidence when it comes to securing financing
Local decision-making and processing right here in Eastern Michigan
Helpful loan advisors with working knowledge of the local real estate market

When applying for a loan, it's important to know the basics of credit reporting and scoring — learn more.

Our Current Rates

Program	Rate	APR	Monthly Payment
30 Year Fixed Mortgage	4.750%	4.848%	$835
15 Year Fixed Mortgage	4.250%	4.426%	$1,204
30 Year Fixed FHA Mortgage	5.125%	6.109%	$871

Chart data is for illustrative purposes only and is subject to change without notice. The chart assumes a loan in the amount of $160,000 for qualifying applicants. Loan rates effective January 3, 2019.

APR = Annual Percentage Rate

Our Mortgage Team

LENDER	NMLS ID	Contact Information
Oxford Bank	707585	(248)-628-2533
Anna-Marie Austin	1234566	AAustin@oxfordbank.com
Conner William Bondy	1514320	CBondy@oxfordbank.com
Tina Marie Campbell	863307	TCampbell@oxfordbank.com
Sherry A Cline	212133	SCline@oxfordbank.com
Barbara Jean Deering	1598885	BDeering@oxfordbank.com
Colleen A Dell	437285	CDell@oxfordbank.com
Heidi Hauck	1481987	HHauck@oxfordbank.com
Julianne M Jones	511995	JJones@oxfordbank.com
Marie Leduc	1680916	MLeduc@oxfordbank.com
Cary L Listerman	439208	CListerman@oxfordbank.com
Michelle M Phelan	1426440	MPhelan@oxfordbank.com
Kelsey Reynolds	1529720	KReynolds@oxfordbank.com
Nancy Rosentrater	1412300	NRosentrater@oxfordbank.com
Jennifer Anne Sherby	1426311	JSherby@oxfordbank.com
Christopher Stoll	1729413	CStoll@oxfordbank.com
Amanda Wilcox	707275	AWilcox@oxfordbank.com
Nicole Renee Zielinski	1729669	NZielinski@oxfordbank.com