Don't settle for the same old boring checking. Choose free Kasasa Cash® and see cold, hard cash appear in your account every month, just for doing some banking basics!* Like to travel? Pack up that RV knowing that no matter where you go, you'll get refunds on ATM withdrawal fees.* Unbelievable rewards with no service fee — that's the power of Kasasa®!
- Free checking that pays high interest
- 2.50% APY* on balances up to $50,000
- 2.50% to 0.35% APY on balances over $50,000 depending on balance in account*
- 0.05% APY* on entire balance if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking & bill pay
- Free eStatements
- Free mobile banking with mobile deposit
- Free Visa® debit card
- Unlimited check writing
- No minimum deposit to open
It's Easy to Qualify.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
And if you don't meet these qualifications, don't worry.
Your account is still free. You'll also still earn our base interest rate — and you can get right back to earning your full rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. All Kasasa account qualification cycles end on the day before the second Wednesday of every month.
"Banking Day" means any business day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions.
"Business Day" means a calendar day other than a Saturday or a Sunday, and Federal Holidays. If a Federal Holiday falls on a Sunday, the next Monday is not a Business Day.
"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.
Qualifications for Interest and ATM Reward: (1) Minimum of 12 debit card transactions that post and settle to your Kasasa Cash account during the monthly qualification cycle. (2) Sign up for and Access Online Banking each monthly qualification cycle. (3) Sign up for and receive electronic statements.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $50,000 receive APY of 2.50%; and balances over $50,000 earn 0.35% interest rate on the portion of balance over $50,000, resulting in a range from 2.50% to 0.35% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. *APY = Annual Percentage Yield. APYs accurate as of 08/01/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Limit 1 account per social security number / individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
Oxford Bank, Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.